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Thank you for your interest in applying for an M&T Bank Credit Card. The application process will take just a few minutes to complete. If you are not an M&T customer and wish to apply, please contact the M&T Telephone Banking Center at 1-800-724-3222 (Monday through Friday 8AM - 9PM, Saturday 9AM - 3PM EST) or stop into your local M&T bank branch.

The following information will be required for each applicant to complete the application process:

  • Valid U.S. Social Security Number
  • Monthly rent or mortgage payment
  • Income & employment information

If you plan to initiate balance transfer(s) as part of the application process you will need the following information:

  • Name of credit card institution
  • Account Number associated to the credit card institution

If you need assistance or have questions about the application, please call our Telephone Banking Center (Monday through Friday 8AM - 9PM, Saturday 9AM - 3PM EST) at 1-800-724-3222 or contact us online.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, telephone number, date of birth, social security number, employer, drivers license number or picture id. We may also ask to see a copy of these identifying documents.
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